Jana Mikušová
Bratislava,
Summary
I am a dynamic internal auditor with background in credit risk management. I am passionate about continuous learning and professional development, which is why I find great fulfillment in the field of audit. I am a collaborative team member with the focus on achieving organizational goals and adapting to dynamic environment.
Overview
15
15
years of professional experience
Work History
Internal Auditor
Slovenska Sporiteľňa, A.s.
Bratislava
09.2017 - Current
- Assisted in the preparation of audit reports that clearly communicated findings and recommendations to key stakeholders.
- Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
- Identified and reported audit issues.
- Investigated discrepancies discovered during auditing process.
Internal Auditor
Prima Banka, A.s.
Bratislava, Slovakia
01.2017 - 08.2017
- Assisted in the development of company policies and procedures, promoting a strong internal control environment.
- Prepared and distributed risk and audit reports to appropriate personnel.
Credit Risk Manager - Retail
Sberbank Slovensko, A.s.
Bratislava, Slovakia
06.2014 - 12.2016
- Improved the accuracy of risk ratings by refining existing methodologies and incorporating new quantitative metrics.
- Increased efficiency in the underwriting process by designing automated tools for data collection and analysis.
- Spearheaded projects aimed at improving data quality, enabling more accurate forecasting of future trends in credit risk exposure.
- Ensured compliance with regulatory requirements by staying up-to-date on industry changes and adjusting practices accordingly.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Maintained compliance with applicable regulations and laws governing consumer credit.
Senior Credit Risk Analyst
Tatrabanka, A.s.
Prešov, Slovakia
02.2010 - 05.2014
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
Education
Master of Engineering - Business Economics And Management
University of Economics
Bratislava06-2019
Skills
- Routine audits
- Report creation
- Attention to detail
- Team collaboration
- Critical thinking and analysis
Languages
English
Upper intermediate (B2)
Italian
Elementary (A2)
Timeline
Internal Auditor
Slovenska Sporiteľňa, A.s.
09.2017 - Current
Internal Auditor
Prima Banka, A.s.
01.2017 - 08.2017
Credit Risk Manager - Retail
Sberbank Slovensko, A.s.
06.2014 - 12.2016
Senior Credit Risk Analyst
Tatrabanka, A.s.
02.2010 - 05.2014
Master of Engineering - Business Economics And Management
University of Economics