Jana Mikušová
Bratislava,
Summary
I am a dynamic internal auditor with background in credit risk management. I am passionate about continuous learning and professional development, which is why I find great fulfillment in the field of audit. I am a collaborative team member with the focus on achieving organizational goals and adapting to dynamic environment.
Overview
15
15
years of professional experience
Work History
Internal Auditor
Slovenska Sporiteľňa, A.s.
09.2017 - Current
- Assisted in the preparation of audit reports that clearly communicated findings and recommendations to key stakeholders.
- Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
- Identified and reported audit issues.
- Investigated discrepancies discovered during auditing process.
Internal Auditor
Prima Banka, A.s.
01.2017 - 08.2017
- Assisted in the development of company policies and procedures, promoting a strong internal control environment.
- Prepared and distributed risk and audit reports to appropriate personnel.
Credit Risk Manager - Retail
Sberbank Slovensko, A.s.
06.2014 - 12.2016
- Improved the accuracy of risk ratings by refining existing methodologies and incorporating new quantitative metrics.
- Increased efficiency in the underwriting process by designing automated tools for data collection and analysis.
- Spearheaded projects aimed at improving data quality, enabling more accurate forecasting of future trends in credit risk exposure.
- Ensured compliance with regulatory requirements by staying up-to-date on industry changes and adjusting practices accordingly.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Maintained compliance with applicable regulations and laws governing consumer credit.
Senior Credit Risk Analyst
Tatrabanka, A.s.
02.2010 - 05.2014
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
Education
Master of Engineering - Business Economics And Management
University of Economics
Bratislava06-2019
Skills
- Routine audits
- Report creation
- Attention to detail
- Team collaboration
- Critical thinking and analysis
Languages
English
Upper intermediate (B2)
Italian
Elementary (A2)
Timeline
Internal Auditor
Slovenska Sporiteľňa, A.s.
09.2017 - Current
Internal Auditor
Prima Banka, A.s.
01.2017 - 08.2017
Credit Risk Manager - Retail
Sberbank Slovensko, A.s.
06.2014 - 12.2016
Senior Credit Risk Analyst
Tatrabanka, A.s.
02.2010 - 05.2014
Master of Engineering - Business Economics And Management
University of Economics
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